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Closing Day Checklist
Buyer
1. Fire and extended coverage insurance policy in the amount
of the mortgage. This must be presented at closing. Recommended: Homeowners
policy to cover both mortgage amount and your equity in the home.
2. All buyers should be present. If this is not possible, tell your attorney
or title company in ample time to see if they can make special arrangements.
3. Bring certified check to closing, made out to you in the amount of the
purchase price less down payment and mortgage, to be endorsed to proper
parties at closing.
4. Bring some personal checks to cover miscellaneous closing costs, such as
attorney's fee, tax or insurance escrow or adjustments, fuel oil, etc.
5. Order telephone service. Tom will take care of having utilities
transferred except telephone, if you wish.
6. Check your new
post office address zip code, and make sure you have completed the
application to have mail forwarding to your new address so that you can
submit it as soon as the closing is completed (same afternoon or next
morning).
Seller
1. All sellers should be present at closing to sign deed and
affidavit of title or arrange with attorney to sign ahead of time.
2. You must have an attorney or title company to prepare deed and affidavit
of title for the purchaser. They will need your present deed. For the
preparation of the affidavit for a married couple, they need to know the
wife's maiden name and if you or your spouse has been married before to
anyone else that is still living.
3. Bring personal checks for miscellaneous items such as attorney, revenue
stamps, etc.
4. Have all keys at closing.
5. Please give your realtor your forwarding address.
6. Tom will take care of having utilities transferred, except telephone, if
you wish.
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