LUXURY HOMES & ESTATES

 

 

By Thomas Mayer

Tel: 201-637-7484     Fax: 866-590-5572

 

Enjoy the summer 2013 season in one of our beautiful luxury homes!  New luxury homes in Wayne, NJ available!  Also, only ONE brand new condo in Maplewood NJ remains for sale so please call Tom TODAY!

 

 

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New Condos!

See Springfield Commons, the newest condo in Maplewood, NJ!

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New Model Home Is Now Open For Viewing!

 

 

New home sold in Glen Rock, NJ!

New luxury home on way in Glen Rock, NJ!

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Another home sold in Glen Rock, NJ!

Another new luxury home sold in Glen Rock, NJ!

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Get the latest news!

 

 

JustLuxe.com

 

 RealEstateLinkExchange.com

 

 REALS - A Comprehensive Real Estate Directory

 

LinkRE.com - Real Estate Resources and Directory

 

 RealEstate4.com - Real Estate Directory for Buying, Selling or Rental a Home.

 

 

 

 

 
 

 

 

 

 

 
 

 

 
 

Worried about your credit rating?


If you consider yourself incapable of getting a mortgage, you may be living in the past in terms of assessing your financial situation. Lenders are now bending over backwards to give money to borrowers. A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards.

Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit. With this many options available to home buyers, you stand a good chance of getting approved even if your credit history is less than exemplary.

 
 

 

 
 

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Thomas Mayer - Dedicated to helping you find your dream home

"It is my mission to be an expert source for your home buying or selling needs, and I will guide you through the entire process so that you get the most from your investment!"

Thomas Kay Mayer

 

 

 

 
   

 

 

See my listing on realtor.com, the nation's premier real estate directory with MLS!

 

 

 

See my New Jersey home listings on coldwellbanker.com!

 
   

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Updated on: 08/07/2013